Mortgages for the Self-Employed – Get a great mortgage deal even if you only have 1 years accounts

  • We compare over 90 lenders to get you a speedy decision
  • Company Director / Sole-Trader / LLP Mortgages
  • Compare Residential and Buy to Let Mortgages

Nearly there! We just need some basic details about you so we can get straight to work on your mortgage options.

How much is property worth? (If unsure put in your best guess)
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How much do you want to borrow?
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    Compare over 12,000 mortgage products from over 90 lenders

    Customer Reviews

    Looking for expert mortgage advice that is tailored to you?

    Speak to an Adviser

    At Bon Accord Mortgages our mission is to source you a great deal on your mortgage by comparing thousands of products from over 90 of the UK s leading banks and lenders. Well handle the application from start to finish so sit back relax and arrange your mortgage the easy way with Bon Accord Mortgages.

    As well as being experts in sourcing the most competitive mortgage rates we are also highly qualified protection advisers specializing in life, critical illness, income protection and other types of insurance.

    Why Bon Accord Mortgages?

    Save Money

    All our advisers are independent and are not tied or linked to any one bank. We work for you, not the lenders. We compare rates, fees and introductory offers to get you a great deal on your next mortgage.

    Qualified and Regulated

    All our advisers are highly qualified with a wealth of knowledge and experience.

    Wealth of knowledge

    Our local advisers engulf themselves in mortgages day in day out. It’s what we do and we do it well. Products change daily and we’re honoured to have a team that work tirelessly to ensure they are always up to date to help you with a major financial decision.

    No Pressure, No Worries.

    All our quotes come with no obligation to proceed. We will always put you first and build our business on straightforward and honest advice.

    Hassle Free Comparing

    We’ve made it our mission to make the process as straightforward and hassle free for you as possible and handle the whole application on your behalf. So put your pen down and relax in the safe hands of our highly qualified advisers.

    Our areas of expertise

    1 years self employed
    Most recent years earnings
    Day rate contractors
    CIS workers
    Agency works
    Freelancers

    How do I get started?

    Whether you are a mortgage novice or an experienced homeowner, finding the perfect mortgage deal is quick, easy and cost effective with Bon Accord Mortgages.

    Apply online

    You spend a couple of minutes filling in our online form so we can understand a little bit more about you.

    At this stage we’ll only ask for the information we need to get us started.

    We get to work

    You relax while we get to work and compare deals and rates. If we need more information we’ll give you a quick call, text or email.

    Once we have explored the market and narrowed down your options we’ll talk them through with you to find an option you’re happy with.

    We manage your application

    The application. We’ll do the “boring” stuff for you. Why? Because we don’t find it boring – we love what we do and we accurately complete mortgage applications day in, day out.

    We’ll get all your paperwork together, fill in all the forms and speak to your lender to ensure your application is managed for you all the way from start to finish.

    Keep in touch

    We’ll update you. If things change and we think we can get you an even better deal again we will get in touch to let you know.

    FAQs

    Can I get a mortgage with 1 years books?

    The simple answer is yes. Most high street lenders do require a minimum of 2 years self employment, however we have access to both high street lenders and specialist lenders who will be happy with just 1.

    Can I use my most recent years income if my income has increased?

    Yes, we have lenders who will be happy just to use your most recent income for affordability

    Can I get a mortgage if I have had credit issues?

    Yes, we have access to specialist lenders who are quite lenient in regards to previous credit issues

    What deposit do I need for a self employed mortgage?

    Each lender has different criteria in regards to what deposit they would require and take things like how long you have been self employed and credit score into consideration

    Looking for expert mortgage advice that is tailored to you?

    Speak to an Adviser
    01786 583601
    info@bonaccordmortgages.com